Being injured due to someone else’s negligence can be painful, stressful, and financially draining. Between medical bills, missed work, and emotional distress, it’s critical to understand your legal rights, and the potential value of your personal injury claim.
Below are the five primary factors that influence how much your case may be worth.
1. Severity of Your Injury
The extent of your injury directly impacts your claim’s value. Generally, more serious injuries result in higher compensation. Your claim may include damages for:
- Physical injuries (e.g., fractures, burns, head trauma)
- Emotional and psychological harm
- Lost wages and future earning capacity
- Medical expenses, both immediate and long-term
Severe, life-altering injuries such as permanent disability or chronic pain often lead to larger settlements or verdicts.
2. Liability of the At-Fault Party
The clearer the fault, the stronger your claim. If the other party is 100% liable for your injury, you’re more likely to receive full compensation. However, if you’re partially at fault, your compensation may be reduced under Nevada’s comparative negligence laws.
Tip: A skilled personal injury attorney can investigate the facts, gather evidence, and establish liability to maximize your recovery.
3. Insurance Policy Limits
In most cases, compensation comes from the at-fault party’s insurance coverage. If their policy has low limits, or they’re uninsured, you may face challenges recovering the full value of your damages.
An experienced attorney can identify all possible sources of recovery, including:
- The at-fault driver’s liability policy
- Your own underinsured/uninsured motorist coverage
- Third-party liability (e.g., employers, manufacturers)
4. Impact on Your Daily Life
The more your injury affects your personal and professional life, the greater your potential compensation. Courts and insurance adjusters consider:
- Long-term disability or impairment
- Loss of enjoyment of life
- Inability to work or pursue your career
- Ongoing pain and suffering
Even seemingly minor injuries can result in significant damages if they disrupt your daily routine or cause emotional trauma.
5. Your Attorney’s Experience
The outcome of your case often depends on the skill and experience of your legal representation. An experienced personal injury lawyer can:
- Build a strong case with supporting evidence
- Accurately calculate damages
- Negotiate with insurance companies
- Advocate for you in court, if needed
Choosing the right attorney can make a substantial difference in your final settlement or verdict.
